A written plan
Your numbers, goals and steps, written down.
SW·01 Fee-only financial planning · Halifax
A plan, built steadily.
Stillwater helps households in Nova Scotia make a financial plan they understand, then keep it on course, one review at a time.
- A flat fee, agreed up front
- No commissions, no products
- Reviews on a calendar, not a sales cycle
- Your numbersincome, spending, savings
- A planwritten, in plain words
- Set upaccounts and automation
- First reviewthree months in
- On courseyear after year
SW·02 How we work
Five stones, no shortcuts.
Gather your numbers
YouWe'll send a short list. An afternoon, at most.
Write the plan
StillwaterYour goals, the trade-offs and the steps, in plain words.
Set it up
You, with our helpYou open or adjust the accounts; we check them with you.
Review
StillwaterThree months in, then twice a year.
Adjust
Stillwater, with youLife changes; the plan follows.
Our feeFlat
Agreed before we start, the same however you invest.
Commissions we take$0
We sell no products and take nothing from anyone who does.
SW·03 A year of reviews
Twelve months, marked out.
What the first year with a plan looks like.
A review meetingA new or renewed plan
SW·04 Services
Three ways to work with us.
Plan and reviews
The plan plus reviews through the year.
A second opinion
A look at a decision you're about to make.
SW·05 Questions
Asked, answered plainly.
Do you manage investments?
No. We plan; you keep your accounts where they are, or move them where you choose.
Who pays you?
You do, a flat fee. No one else pays us anything.
Do I need a lot saved?
No. Some of our best plans start from zero.
SW·06 Book
Start with your numbers.
A first meeting is an hour, at no charge.